Individual Dental Insurance Policy Tell Me How Anyone Can Afford Healthcare Insurance- My Husband Is Retired But Not Old Enough For Medicare.?

Tell me how anyone can afford healthcare insurance- My husband is retired but not old enough for Medicare.? - individual dental insurance policy

We pay $ 500 per month - medical, dental and vision, $ 1,200 deductible. Help! Has anyone an individual policy can be better and cheaper. To you by your former employer.